Underwriting Risk Assistant

Enter applicant details to get an AI-assisted risk assessment grounded in underwriting criteria and policy documents. This is not a final underwriting decision.

Applicant details

Full name

Gender

Age

Current smoker

Height (cm)

Weight (kg)

BMI

Occupation class

Occupation (free text)

Policy type requested

Coverage amount (USD)

Declared health conditions

None declaredHypertension (controlled)Hypertension (uncontrolled)Type 2 Diabetes (controlled)Type 2 Diabetes (uncontrolled)Type 1 DiabetesAsthma (mild, intermittent)Asthma (severe, persistent)Coronary heart disease (history)Cancer (in remission > 5 years)Cancer (active treatment)Chronic kidney diseaseMental health condition (managed)Family history - heart diseaseFamily history - cancer

Assessment

Submit the form to see the risk tier, reasoning, and cited policy sources here.